We are excited to announce that Sage Leasing & Finance is joining RTO National! Access the portal by going to the RTO National website. Your dealer login information will stay the same.

Contact your dedicated Outside Territory Manager, John Perez, with any HVAC, Tankless Water Heater, or Boatlift needs.

RTO National

Quick, easy and flexible

Choose America’s leading provider of lease and installment contracts for HVAC systems and boatlifts.

Take advantage of the most flexible monthly options available to purchase the big ticket items you want at a payment and term that allows you to focus on what matters – living life.

Give yourself the flexibility to take your next big step.


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  • Own at End of Lease
  • No Credit Review or Impact
  • Monthly Contract
  • Early Buyout Options
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  • $0 Down
  • Low Fixed APR with Approved Credit
  • Payment Terms up to 60 months
  • Payoff with No Penalty
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